Insurance that pays for losses caused by a driver who negligently damages the insured but does not have enough liability insurance to cover the damages. In Plain English: If you have underinsured motorist coverage, it means that if you are…
Insurance that pays for the insured’s injuries and losses negligently caused by a driver who has no liability insurance.
In Plain English:
If you have uninsured motorist coverage, it means that you have insurance that may pay for your injuries or damages if you are in an accident with a negligent driver who does not have insurance.