Aug 25 by GJEL Staff

Can I Sue Uber After a Car Accident?

Uber and other companies that offer cheaper alternatives to taking a traditional taxi-cab are getting a lot of business these days. Uber hires private drivers who operate as independent contractors to provide transportation to Uber’s customers. It’s a good deal for everyone. The customer saves money on the cost of a ride and the driver…

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May 24 by GJEL Staff

How much auto insurance do I need in California?

When an accident occurs in California, whether an automobile accident or an accident such as a slip and fall on someone else’s property, the way that injuries are almost always paid for is through liability insurance. Because California is an at-fault state, the insurance company of the person whose negligence caused the accident and related injuries is responsible for paying for the injured party’s damages.

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May 24 by GJEL Staff

What if the police report is against me?

If the police report is against you, and you disagree, you should always feel free to give us a call. Yes, it’s more of a challenge if the police report is against you, but there are two important questions. The first question is, “Were there any independent witnesses?” Because if there were no independent witnesses…

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May 24 by GJEL Staff

What if I was in an accident and don’t have insurance?

All drivers in the state of California are required to have car insurance. Liability insurance pays for injuries that you cause to others when you cause a crash, and other types of insurance, such as medical payments coverage, collision coverage, and uninsured/underinsured motorist coverage help to pay for injuries or damages that you sustain in a crash, sometimes regardless of fault. Insurance is very important – if you don’t have insurance and you cause an accident, you could be held personally liable for hundreds of thousands of dollars worth of damages to others, and if you are injured in an accident, there may be no way to recover compensation for your economic and non-economic losses.

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May 24 by GJEL Staff

What if I don’t feel the insurance company is making a fair offer on my car?

When you are involved in a crash in California, you will either turn to your own insurance company, or the insurance company of the other driver, in order to seek compensation for the damage to your vehicle. If the other driver was at fault – their insurance is responsible for paying; if you were at fault – you can file a claim through your own insurance company’s collision coverage policy (assuming you carry this coverage type). In some cases, you may have to file an uninsured motorist claim to recover compensation.

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May 24 by GJEL Staff

If I’m rear-ended, is it always the other person’s fault?

Rear end collisions are one of the most common – but luckily one of the least serious – accident types. What is often most complex about these accidents, however, is not the extent of the injuries that they cause, but is determining who is to be held liable for damages. Because California is an at-fault, or tort liability state for car accidents, determining fault in all crashes that result in damages, even if those damages are minor, is important. It should also be noted, of course, that while most rear-end collisions are not serious, those that occur at high speeds have the potential to be very severe, and could even be fatal.

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May 24 by GJEL Staff

If I make an uninsured motorist claim, will my insurance rates go up?

Despite the requirement that all drivers in the state of California have liability insurance or show proof of financial responsibility, many people in the state do not carry insurance for various reason. In fact, a lack of insurance is so common that one source suggests that 4.1 million California drivers are uninsured. The fact that there are some many people driving around without proper insurance coverage is one of the primary reasons that carrying uninsured motorist coverage is a very wise idea.

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May 24 by GJEL Staff

What is uninsured motorist coverage?

If you live in California and you are involved in a car accident, the driver who caused the accident is responsible for paying for it. However, drivers rarely pay for accidents that they cause out of pocket – instead, they turn to their auto insurance liability policies to pay for damages.

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