May 12 by Ralph L. Jacobson

Further thoughts on liability and compensation issues for ‘self-driving’ cars

In a recent blog article, we suggested that the preferential tool for dealing with insurance, liability and compensation issues arising from the use of driverless cars would be one most in tune with, and least disruptive of, the civil justice system’s current operation. We noted that one way to implement that goal would be an…

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Apr 06 by Ralph L. Jacobson

Baby, you can drive my “self-driving” car: but what if it hits somebody?

photo credit: 2420 via photopin (license) It is clear that the object of romantic interest in the Beatles’ song never anticipated a self-driving (“autonomous”) car; but as that technology gets closer to becoming a commercial reality, minds are starting to boggle about the insurance and tort liability implications. A recent Wall Street Journal article1 opines…

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Dec 12 by Ralph L. Jacobson

Tort claimants’ liability for decedent’s pre-death medical expenses

In California tort litigation arising from a wrongful death, the question often arises as to whether plaintiff claimants bear legal responsibility for the pre-death medical expenses of their decedent. Frequently, this question arises in the context of the presentation, during litigation, of a lien by a health care provider, such as Medi-Cal, a hospital, or…

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Mar 21 by GJEL Staff

How does the Affordable Care Act affect a potential settlement?

The Affordable Care Act actually gives a lot more confidence to me as an attorney in settling a client’s case because prior to the Affordable Care Act, even if I were to get a client an enormous settlement, the question is: if they were out of work and not eligible for health insurance, how are…

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Feb 28 by jason

What is uninsured motorist coverage?

  If you live in California and you are involved in a car accident, the driver who caused the accident is responsible for paying for it. However, drivers rarely pay for accidents that they cause out of pocket – instead, they turn to their auto insurance liability policies to pay for damages. What happens, though,…

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Feb 21 by jason

How much auto insurance do I need in California?

  When an accident occurs in California, whether an automobile accident or an accident such as a slip and fall on someone else’s property, the way that injuries are almost always paid for is through liability insurance. Because California is an at-fault state, the insurance company of the person whose negligence caused the accident and…

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Nov 22 by jason

If I’m in an accident, does it affect my health insurance coverage?

  Personal Injury Attorney Assisting Injured Plaintiffs in Northern California Were you injured recently in a car crash or another accident in Northern California? You might be asking yourself: who will pay for my medical bills, and will using my health insurance cause my coverage to go up? Nobody who gets hurt in an accident…

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Nov 21 by Ralph L. Jacobson

Technology strikes again: the birth of ‘per mile’ car insurance premiums

According to, a startup company called MetroMile is launching beta testing in the State of Washington of a new product: car insurance charged on a “per mile” basis. The $14 million-funded company, the article says, gives away, free, a plug-in device (called a “Metronome”) for your car that connects to a free app. By…

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May 24 by jason

If I make an uninsured motorist claim, will my insurance rates go up?

  Despite the requirement that all drivers in the state of California have liability insurance or show proof of financial responsibility, many people in the state do not carry insurance for various reason. In fact, a lack of insurance is so common that one source suggests that 4.1 million California drivers are uninsured. The fact…

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