GJEL Accident Attorneys recovered $100,000 for their client who was injured in a motorcycle accident. He was insured with Safeco Insurance Company and the driver of the other vehicle was insured with State Farm Insurance.

GJEL Accident Attorneys was able to make this recovery for the client as a reimbursement for both wage loss and medical bills. The law firm was also able to compromise the medical bills so the client did not have to pay anything but a percentage of those bills.

Why State Farm Offers Low Settlement Amounts

When an individual gets into an accident and files an insurance claim, they expect to receive adequate compensation for the damages incurred.

However, many people are often disappointed by the settlement amounts offered by State Farm, one of the largest insurance companies in the United States. In this article, we will explore the reasons why State Farm offers low settlement amounts and what you can do to maximize your compensation by hiring a California personal injury attorney.


State Farm is known for its catchy commercials and the iconic jingle, “Like a good neighbor, State Farm is there.” However, when it comes to settling claims, the company’s reputation takes a hit. Many individuals who have filed claims with State Farm have reported receiving low settlement offers, leaving them feeling frustrated and helpless.

The Business Model of Insurance Companies

To understand why State Farm offers low settlement amounts, we need to look at the business model of insurance companies. Insurance companies are in the business of making a profit, which means they collect premiums from their policyholders and invest the money in various assets to generate a return. However, when a policyholder files a claim, the insurance company must pay out the amount that is covered by the policy. This payout reduces the company’s profit margin and, in turn, affects its ability to generate returns for its investors.

See more of our personal injury settlements and verdicts from State Farm here.

Author Photo

Andy Gillin received his Bachelor’s Degree from the University of California at Berkeley and his law degree from the University of Chicago. He is the managing partner of GJEL Accident Attorneys and has written and lectured in the field of plaintiffs’ personal injury law for numerous organizations. Since 1972 he has been helping seriously injured victims throughout northern California fight & win their personal injury cases. Andy is one of the top awarded & recognized wrongful death lawyers in northern California.