Farmers Insurance is one of the largest and most well-known insurance providers in the United States. As a policyholder or someone involved in an accident with a driver insured by Farmers Insurance, it’s essential to understand how the claims process works, what to expect in terms of settlement amounts, and how to navigate the complexities of a car accident claim.

In this article, we’ll discuss Farmers Insurance’s car accident claims, GJEL Accident Attorneys’ experience handling such cases, and the average settlement amounts you can expect.

The Farmers Insurance Car Accident Claims Process

When you’re involved in a car accident, it’s crucial to report the incident to Farmers Insurance as soon as possible. Here’s an overview of the claims process:

  1. Report the accident: Contact Farmers Insurance to report the accident and provide them with the necessary information, such as details about the accident, the other driver’s information, and any witness statements.
  2. Investigation: Farmers Insurance will assign a claims adjuster to your case. The adjuster will investigate the accident, gather evidence, and determine liability and coverage.
  3. Evaluation: The claims adjuster will assess your damages, including property damage, medical expenses, lost wages, and pain and suffering, to determine the appropriate settlement amount.
  4. Settlement offer: Farmers Insurance will present a settlement offer based on the adjuster’s evaluation. You have the option to accept the offer or negotiate for a higher amount.
  5. Payment: If you accept the settlement offer, Farmers Insurance will issue payment for your damages.

GJEL Accident Attorneys: Experience Handling Farmers Insurance Claims

At GJEL Accident Attorneys, we have extensive experience handling car accident claims involving Farmers Insurance. Our attorneys have successfully represented numerous clients in their claims against Farmers Insurance, recovering over $950 million dollars for our clients. With our in-depth knowledge of the claims process and strong negotiation skills, we can help you navigate the complexities of your car accident claim and ensure you receive the compensation you deserve.

Average Farmers Insurance Settlement Amounts

While each car accident claim is unique, and settlement amounts can vary significantly based on the specific circumstances of the case, there are some general trends in Farmers Insurance settlement amounts. It’s important to note that these figures are only general estimates and should not be considered a guarantee of a specific settlement amount in your case.

  • Minor accidents: For minor accidents involving minimal property damage and no injuries, Farmers Insurance settlement amounts can range from a few hundred to a few thousand dollars.
  • Moderate accidents: In cases involving more significant property damage and minor to moderate injuries, settlement amounts can range from several thousand to tens of thousands of dollars.
  • Severe accidents: For accidents resulting in serious injuries, extensive property damage, or fatalities, settlement amounts can reach into the hundreds of thousands or even millions of dollars.

Previous Settlements Against Farmers Insurance

Below are just a few examples of personal injury lawsuits against Farmers Insurance we successfully resolved on behalf of our clients since 2003.


GJEL Accident attorney Andy Gillin represented a 70-year old man injured in a car accident while driving in eastern Alameda County. After being taken to Stanford Hospital with major internal injuries, he made a full recovery of his physical injuries. There was some question, however, as to whether or not the accident had “knocked him into old age” in terms of his vitality, mental functioning, and ongoing fears. Farmers ultimately paid $1,500,000 to settle the case.


In this case, GJEL represented a 22 year-old woman with severe back injuries from a car accident in a vehicle operated by her boyfriend. With police reports, medical evidence, and depositions GJEL showed that the plaintiff did not know about the driver’s intoxication at the time of the accident. GJEL proved that the three back surgeries which plaintiff had following the accident were the result of the collision, rather than any of her pre-existing injuries from her career as a teen skater. The plaintiff recovered in excess of $1.5 million from both State Farm and Farmers.


GJEL helped a chiropractor with severe neck and wrist injuries recover $575,000 following a rear end car accident on Highway 80, on the way to Lake Tahoe. The claimant in this case was insured by Farmers. GJEL Accident Attorneys worked with both of the surgeons who operated on the plaintiff to provide detailed testimony regarding the extent of the injuries, the need for treatment, and the causal relationship between the rear end accident and the need for those surgeries.


GJEL Accident Attorneys recovered $270,000 in a claim involving serious burn injuries to a 23 year-old man. The young man suffered burns to his torso, arms and neck when friends at a barbecue threw denatured alcohol directly onto an open flame. By using a consulting psychologist and also arranging and assisting with a face-to-face meeting between the young man and a Farmers representing, GJEL Accident Attorneys helped communicate the devastating emotional and physical impact of the burn injuries.


In this case from 2003, GJEL attorney Jim Larsen represented the victim of a dog bite in Manteca. Jim Larsen recovered $100,000 for our client in this insurance settlement with Farmers.


GJEL attorneys represented the victim of this auto vs. motorcycle accident that occurred on Mines Road in Pleasanton, California. The accident caused our client to suffer head injuries, broken shoulder, and broken ankle. Although the defendants claimed that our client was speeding, GJEL attorneys used expert testimony to negate this claim. Farmers Insurance paid our client $100,000 to settle his claim.


This was a two-vehicle accident that took place in rural California.  Our client suffered from back pain and dental injuries.  Her insurance company was Mercury and the company for the other person was Farmers.  We were able to settle this case without litigation in the amount of $100,000.

Why Choose GJEL Accident Attorneys for Your Farmers Insurance Claim

Navigating the complexities of a car accident claim against a large insurance provider like Farmers Insurance can be challenging. That’s why it’s essential to have an experienced legal team by your side. Here’s why you should choose GJEL Accident Attorneys for your Farmers Insurance claim:

  1. Proven track record: We’ve recovered over $950 million dollars for our clients in personal injury cases, including many against Farmers Insurance.
  2. Expertise: Our attorneys are skilled in handling car accident claims and negotiating with insurance providers like Farmers Insurance to ensure you receive fair compensation.
  3. No fees unless we win: We work on a contingency fee basis, meaning you won’t owe us any fees unless we successfully recover compensation for your case.
  4. Personalized attention: We provide one-on
Author Photo

Andy Gillin received his Bachelor’s Degree from the University of California at Berkeley and his law degree from the University of Chicago. He is the managing partner of GJEL Accident Attorneys and has written and lectured in the field of plaintiffs’ personal injury law for numerous organizations. Since 1972 he has been helping seriously injured victims throughout northern California fight & win their personal injury cases. Andy is one of the top awarded & recognized wrongful death lawyers in northern California.